Social Security Income for Older Adults

SocialSecurity Income for Older Adults

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Socialsecurity income for older adults

Spousalbenefits permit a wife or a husband to receive a partner’s socialsecurity benefits to a tune of up to 50%. Applying to people aged 62and more, spousal benefits allow spouses to maximize their socialsecurity benefits. Brenner (2009) provides an endorsement for thebenefits in the AARP magazine and asserts that spousal benefits boostsocial security income. It is imperative to understand the essenceof spousal benefit for old people as a social policy. Brenner (2009)provides a critical link between spousal benefit and social securityimprovement in the endorsement by asserting that eligibility tosocial security by one partner or both means obtaining spousalbenefits.

Theadvertisement renders the social policy of spousal benefits of socialsecurity for old people. The endorsement presents an important yet anuncommon benefit that most old people pass up. In fact, Brenner(2009) presents some scenarios to illustrate the advantage of spousalbenefits i.e. spousal benefits increase with age, for example, in thescenarios Bob obtains 50% of the benefits that Kathy is entitledwhereas Sandra gets less than 50% of Tom’s social securityentitlements. Such a scenario occurs due to age disparities i.e. Bobis 66-years old while Sandra is only 62. In fact, spousal benefitsare applicable to spouses aged 62 years and above and increases withage, for instance, the benefit is 33% more at age 66 and 76% more at70, which means more benefits for old people. In this case, theendorsement provided illustrates the social policy of spousalbenefits-social security benefits by showing old people how they canmaximize their social security benefits.

Reference

Brenner,L. (2009). Toyota special member offer. Retrieved on 6 July, 2015fromhttp://www.aarp.org/work/social-security/info-08-2009/boost_your_income.1.html